Finding an Auto Insurance Company - Top 7 Car Insurance Companies

When searching for a car insurance company it is important to shop around and compare many different companies. Look for a well known company with a good reputation that has great customer service and that handles claims quickly.

Here are some of the top car insurance companies in the nation and some useful facts about each one that can help you make an informed decision when shopping for a car insurance policy.

1. Progressive Auto Insurance

Progressive is one of the largest auto insurance providers in the country and they have been in the insurance industry for over 70 years.

Their website offers 24 hour a day online claims reporting and policy service and management for the convenience of their customers.

In 2008, Progressive was put in 1^st place for positive online customer experiences by The Customer Respect Group.

2. Nationwide Auto Insurance

Nationwide is another one of the largest financial service providers in the country. They have over $161 billion in assets.

Nationwide was ranked #108 on the Fortune 500 list.

Nationwide also has an online insurance claims center and a toll free number that customers can call 24/7 to file a claim.

3. GEICO Auto Insurance

GEICO is a large, well known company that has an excellent reputation for customer service.

They also offer many discounts to their customers such as an anti theft discount, college graduate discount, good student discount, military discount, driver's education discount, defensive driving discount and many more.

A.M. Best gave GEICO an A++ rating, which is their highest rating, for financial stability. GEICO has been in business for over 70 years.

4. Travelers Auto Insurance

Travelers took the #93 spot on the Fortune 500 list. They received an A+ financial strength rating from A.M. Best.

They also offer their customers many discounts such as a multi car discount, hybrid auto discount, good student discount, and a good driver discount.

Travelers Insurance is also a very large company. They have representatives in every state, Canada, Ireland, and the U.K.

5. Allstate Auto Insurance

Allstate is another top auto insurance company. They were given an A+ rating by A.M. Best for financial strength.

Allstate has many different programs that their customers can choose from. They have an Accident Forgiveness Program that keeps your car insurance rates from going up if you are in an accident and even if it is your fault. They also have a safe driving bonus. This allows you to earn a check for up to 5% of your premium for every six months that you are accident free.

Allstate offers 24/7 claims service online or by telephone.

6. Amica Auto Insurance

Amica is a mutual insurance company that was founded in 1907, making it the oldest mutual auto insurance company in the U.S. Amica does business in every state except Hawaii.

Amica received an A.M. Best rating of A++, which is their highest rating. J.D. Power and Associates has named Amica the highest in customer satisfaction for nine years in a row.

7. Liberty Mutual Auto Insurance

Liberty Mutual is a large mutual insurance company with over 900 offices around the world. Liberty Mutual went national in 1994, and now operates in more than twenty countries.

Liberty Mutual was given a score of A by A.M. Best for their financial strength.

Compare quotes from top insurance companies to make sure that you are getting the best auto insurance policy at the lowest rates possible. It is always important to do research and shop around when looking for a car insurance policy.

Free Auto Insurance Quotes and Certified Advice

Auto insurance is a major expense just like any other but you can save on car insurance also. Don't be so sure that you're insurance company is giving you the best rate. You should always be shopping around and checking quotes from different companies. Its always wise to shop around for auto insurance every year when your policy is about to expire.

Lets take a look at some certified and proven auto insurance advice.

-Before you get your car get the insurance quote for the model of car you want to buy. Insurance costs may be different between different cars and even between different models of the same car.

- As I said before be smart and shop around, get quotes from as many insurance companies as you can, rates change between different insurance companies and the differences between then can and will keep money in your pockets if you play your cards right.

- Consider paying a higher deductible. A deductible is the amount you pay from your pocket before your insurance will pay should you have a claim.

-If you have a car that is not worth so much money consider dropping comprehensive and possibly collision coverage as well. If you car is worth only $1500 to $2000 it makes more sense to buy another vehicle rather than fix the old one.

- Always ask for possible discounts some insurance companies may offer you a discount if your car has certain safety features such as anti-lock breaks or a anti-theft device like a immobilizer or an alarm system.

Auto Theft - 10 Easy Steps to Avoid Getting Your Car Stolen

Car theft is actually going down in the U.S., but almost 1.2 million cars get stolen every year. There is no reason you have to be a victim. Avoiding car theft is not difficult. You just have to use your head. Here are 10 easy tips to avoid auto theft.

1. Lock your car. About half of stolen vehicles are not locked. It's such a simple step. If you find yourself coming back to an unlocked car quite often, consider posting yourself a reminder in a visible place in your car.

2. Take your keys. Yes, Roughly 20% of stolen cars get driven away with their own keys in them. And since many cars these days won't let you lock the doors without using your key or a button on your key fob, that means cars with their keys in them also were unlocked. That's like putting out a welcome sign for thieves.

3. Hide your valuables. Don't tempt a thief by having valuables in plain sight. You can not necessarily hide your car, but you don't have to put a bow on it.

4. Keep your windows up when you're not in the car. An open window makes it easier to unlock your car...or just open the door and get in. An open window is like locking your garage, but leaving your front door unlocked.

5. Park in a public spot with lots of light. Thieves don't want to risk getting caught unnecessarily. If you park in a dark alley, that is asking not to have a ride home.

6. Speaking of parking, park in your garage. This is another easy one. If you have a garage, use it. A thief would have to break into your house in that case, not just steal your car on the side of the street.

7. Get an anti-theft device. This could be one installed by the car manufacturer, or a device you can buy on the aftermarket. In fact, it is smart to have both. Get the anti-theft device from the manufacturer, and then go buy The Club. Nothing deters a thief better than seeing The Club locking your steering wheel.

8. Set your emergency brake and turn your wheels toward the curb. These things make it harder for thieves to tow your vehicle away.

9. Consider a security tracking service. Lojack or Onstar are the two biggest names. This not only can let law enforcement locate your car faster if it is stolen, but also might save you some money on your auto insurance.

10. Buy a car with an eye toward not having it stolen. This is not something you can do if you already own the vehicle, but if you are shopping, you should keep it in mind. But don't think only flashy cars get stolen. For years, the Honda Accord has been one of the most stolen vehicles, because it's easier for thieves to sell the parts without attracting attention.

Most of those simple tips do not cost a dime. The ones that cost something cost a lot less than having your car stolen. If you will use your head, avoiding car theft can be as routine as putting gas in your car.

Adsit Company is a worldwide Mercedes Benz parts supplier specializing in new, used and rebuilt Mercedes parts, accessories, engines and transmissions. Adsit offers 10% discounts for online and fax orders as well as full service assistance by phone.

You can get a free, 100 page printed catalog mailed to you by visiting the Adsitco.com Mercedes parts website.

Pre-Structured Settlement Loans For Auto Accident Victims

If you were involved in an auto accident and injured you may be considering or be in the middle of a lawsuit; against the person, a company or insurance provider. These types of lawsuits can take many months if not years to complete. Unless the victim choose a settlement, which usually is much lower than what is deserved. Regardless if you ride the case till the end or accept a settlement you'll most likely be stuck with a structured settlement.

A structured settlement is basically an alternative to a large one sum payment. A pre determined amount of money is awarded to the victim and to be paid out at specific amounts over so many months or every year. This can help protect the company or person making those payments from financial ruins. However, it can add a financial burden to the victim since they cannot access all of the money at once. Resulting in negative reports on your credit history; lose of house or auto and even bankruptcy.

There are a few solutions the victim can opt for; one would be what's called a settlement loan or pre-settlement loan. This is where the victim would actually apply for a settlement loan with a settlement loan provider in the middle of the lawsuit. They can receive money ahead of the verdict and use the cash as needed. This can be much more useful than a traditional loan since if your case is lost you don't need to pay back the advance that was given.

Another solution would be to sell your structured settlement. This is where a company or investor would buy out your payments for one large payment. You wouldn't receive the full amount of your structured settlement, you'll get around 75% to 80% at best. This is a good solution if you need money now to pay off bills. However, you can only sell your structured settlement after an agreement has been made in court. If you still have a pending lawsuit you'll have to opt for a settlement loan.

So, if you're an auto accident victim and need cash now you just need to weight your options. You'll be able to do one of two things; if you're in the middle of a pending lawsuit you can apply for a pre-settlement loan. If you have a structured settlement you can opt to sell it to a 3rd party provider for a large one sum payment. Whatever you choose discuss your options with a financial advisor prior to accepting any agreements.

Legal Settlement Loans is the premier settlement loan educational resource. We provide all the needed information to someone looking to get a settlement loan during their pending lawsuit. Visit us today to educate yourself further on settlement loans and how to find the proper settlement loan provider.

Get Cheap Auto Insurance For Your Teen Son

Your son has just obtained his license and with that a new found sense of freedom. Now you ask how to get cheap auto insurance for my son ? Car insurances can vary dramatically in price so read on to learn how to buy car insurance that is affordable for your teen drivers.

Because teens lack driving experience insurers consider them a high risk to insure and thus the premiums assigned are much higher than an adults insurance rates would be. There are a few things you can do to help reduce the rates you pay for your teen drivers.

First you need to stress to them how important it is for them to keep a clean driving record. That means driving safely – no speeding tickets, no traffic violations, and no accidents. Over a period of time there safe driving will be rewarded with lower premiums.

You can also reduce their rates by purchasing insurance with a higher deductible. The higher the deductible is the lower the premium is.

If you are going to be purchasing a vehicle for your teen choose a vehicle that is built well with extra safety features, and do not choose a vehicle that falls into a sports class or higher risk rating class. Be sure to check the class the vehicle falls into.

The graduated licensing laws have come into effect in most states in the USA and some provinces in Canada. The rules will vary from one location to another but the basic underlying philosophy is to restrict new drivers by limiting what their license will allow them to do.

They may be issued a full auto license such as a class 5 but there is usually a letter designation behind it to indicate they are a new driver. These new drivers have nighttime driving restrictions, vehicle occupant restrictions, and a 0 alcohol tolerance restriction to name just a few. They will also be required to take an additional test after a specific period of time to remove them from the new driver programmer.

But you’re still wondering where to get cheap auto insurance for my son? Teenage drivers can dramatically reduce the cost of insurance by purchasing a stand alone policy from an agency that specializes in providing teen insurance. A stand alone policy means they are not added as an additional driver on your insurance but rather carry their own insurance.

These insurance companies reduce their risk for insuring teens by placing certain concessions on the driving habits of them. They may require driving school, no driving after dark, or various other restrictions which allow them to keep the premiums lower for teen drivers.

The statistics for teen drivers aren’t good. A 16 year old driver is 10 times more likely to get into an accident than an adult between the ages of 30 and 59, so you can see why insurance companies are hesitant to provide good rates.

The best thing you can do for your teenager and his or her insurance rates is to teach responsibility and make them accountable. Make them earn your trust for the use of the car, and make them accountable to pay at least a portion of their insurance premiums. They can do this by working a part time job which also breeds maturity, so it’s a win-win all the way.

You and your teenager are thrilled with the new found freedom for both of you. So now you need to do your homework and research teen insurance rates so you can get them on the road. What are you waiting for?

Auto Repair Estimates

I may not yet driving a car today, but then again I am well aware of the fact that being able to drive your own car doesn't only mean a comfortable way of transportation as you are already free from commute. But aside from the comfort of being inside your car, it can also cause you a terrible headache should any of the auto parts get damaged.

For instance, your car's timing belt get rusty and you never thought of its condition before. So you might want to find a repair shop. But just in case it can no longer be repaired, I would suggest that you search for auto repair estimates where it can give you an idea on how much it will cost you for a timing belt replacement.

Donate Your Car

Talking about charity, what comes to your mind? Well, it’s nonetheless all about sharing to the unfortunate ones. Yes, that is really what charity is all about. However, the word doesn’t only end there as it can be broadened into many forms.

Donation has been the primary form of charity. It’s one way of extending our help to those people who need us, especially the unfortunate ones. But donation can also be broadened into many forms. But there’s only one ministry that I admired most-the Angel Ministries. They use a very unique form of charity, and it’s Car Donations. Yes, you heard it right my dear readers.

Although most of you might get astounded upon hearing all these, but there are really good people who can give up their cars and Donate Car. It’s their one way of giving out to the needy. Well, it’s worth it since the ministry is helping a lot of people from children to the elders and even to those in prisons. The ministry has been around for many years already and you can even view their several donation films which unlike to other ministry, what they are only showing are the salaries of their volunteers.

Well donating a car is for a good cause. Should I also own a lot of cars, I won’t mind Donate My Car as well. I can not only help a single person, but a lot of them. Wish I could own two or more someday.

10 Random Things About Me

Here's the rule for this tag:

Once you have been tagged, you have to write a blog with 10 weird, random things, facts, habits, or goals about yourself. At the end, choose 10 people to be tagged, listing their names and why you chose them. Don't forget to leave them a comment ("You're it") and ask them to read your blog. You can't tag the person who tagged you.

Now, here's my list:

1. I am a work-at-home mom now, doing three roles everyday: freelancer, nanny, housekeeper

2. I always love to be busy, especially if it gives me more "moolah", lolz!

3. I have a sweet tooth...name it, and I'll surely bite them all! yummy!

4. My heart is for the unfortunate ones so I feel like helping whenever I have much for myself.

5. I am a detail-oriented person, so expect me to have my documents and stuffs organized, even important conversation saved in a file. (ebidenxa!)

6. I am friendly, but B-E-W-A-R-E! When I get hurt, I won't let it pass until I get even (An eye for an eye, a tooth for a tooth) Sorry...

7. I am a dreamer...I want to be a CPA, Interior Designer, Web Designer, Lawyer and NBI agent, but my ultimate dream is to become R-I-C-H!!!

8. I got pregnant at the age of 20 to a cute and smart 'lil boy. I love you my prince!

9. I am uber meticulous when it comes to the tiniest detail at home. I want everything to be organized, arranged in a way that satisfies my eyes, even curtains should flow into place, etc.

10. I may be merciful, but not to arrogant peeps! As long as I am RIGHT, I won't allow you to step on me, ever!

Look Good with Stylish Frames

It’s time for a change. Take off that old and boring eyeglasses and take a chance to get the Incredible Stylish New Frames From Zenni. Don’t worry Zenni Optical $ 8 Rx Eyeglasses are of various styles. So rest assured that you can get the best choice for a new trendy look. You can also check it on the Zenni Optical was on FOX news!. Don’t lose hope; it can change the way you look with the stylish frames from Zenni Optical.

CRISS ANGEL Believe

Long before when all I wish to do is to play and have fun, I have this fascination about magic tricks. I’ve seen magicians doing their tricks for a couple of times already, and until now that I am a fully grown up woman, I still don’t know how they do their tricks to make it look real.

The fascination on magical tricks has come to my sense once again upon knowing about there is this CRISS ANGEL Believe that is now the talk all over Las Vegas. I, myself become interested to know what’s the event at Luxor Hotel in Las Vegas.

It came to my senses that the famous modern magical masters, namely CRISS ANGEL is having his illusions and performances in Las Vegas which makes me want to go there too like anyone else. Yes, I love magic. It rekindles the childhood in me. CRISS ANGEL is definitely at his peak of success as compared to the rest of other illusionists like Harry Houdini. He has his modern magical tricks that can really make people gasp with awe and excitement.

So if you are already excited to watch CRISS ANGEL perform his new Cirque Du Soleil performance, you got to be there in Las Vegas. If you still don’t have with you the tickets for this most awaited event, you may want to join the Text Message Contest. Here’s the text code that you need to type on your mobile phones for a chance to win 2 tickes for the CRISS ANGEL Believe: Text 'Believe' to 22122

Ford Fiesta vs. Honda Fit for 2009

The conventional wisdom is hatchbacks don't sell in America. Ford marketing boss Jim Farley doesn't believe in conventional wisdom. He plans to bring the hatchback version of the new Fiesta small car to the states to sell alongside the four door model that was earlier approved for Stateside consumption. And why not? Honda's Fit has been proving the conventional wisdom wrong for a couple of years now.

In 2007 Honda retailed just over 56,000 of the little Honda hatches. To the end of May this year, it had shifted just shy of 30,000. To put that in perspective, the Fit -- a car that will be replaced by a completely redesigned model in October -- has so far this year handily outsold both Ford's doddery Crown Victoria and invisible Taurus. Dearborn could use a little unconventional wisdom like that.

What makes Farley's move fascinating is the new Fiesta hatch -- which launches in Europe this summer -- is a very similar package to the next generation Fit. The Fiesta rolls on a 98.0in wheelbase, while the new Fit will measure 98.4in between the axles. The Fiesta is 156.0in long overall; the new Fit will be almost the same with U.S.-spec bumpers.

Two key dimensions are quite different, however -- the baby Ford is an inch wider and 1.5in lower than the little Honda. That helps give the Fiesta sportier proportions and more shoulder room inside. But the new Fit will retain the current car's innovative folding rear seat, which gives it almost baby minivan load carrying flexibility.

The sort of functionality is important in the Fit's home market, Japan, where small cars have traditionally been designed to maximize their interior package. Here in the U.S., however, the Fit is positioned as a youth-oriented sporty vehicle. And that's where the five door Fiesta could prove a real rival. A three door version of the Fiesta is also on the way to world markets and probably will be sold here as well.

It starts with the styling. Visually the new Fit is a big improvement on the geeky, goggle-eyed current model; cleaner, sharper, with less of a whiff of sweaty basements and flickering computer screens. But it's not a match for Martin Smith's dramatic "Kinetic Design" sheet metal on the Fiesta. This is a small car in Cinemascope, with a sweeping, widescreen stance. The Ford's interior is classier and more entertaining, too, with better use of color, and center stack hardware that's a cool, clever riff on a cell phone keypad aimed straight at the fingers of the SMS generation.

Identity -- You

Headlines

Who's Fit?

Should Hillary concede?

PC vs. Mac

It's time for some Sex and the City

Donate Car, House or Property

It feels so good to be able to extend some help to the less unfortunate people. More and more charity programs have been established and each has its own goal and mission to accomplish. And many are grateful, especially the less unfortunate ones to receive help from these charity programs.

One of the two great commandments of God, which is to “Love your neighbor as you love yourself”, has been instilled in the mind of every person who has a heart so pure that they would wish for the good of everyone. I, myself is hurting every time I see people suffering from poverty, especially the children who at young age are already lacking the sense of comfort and the best of life. These children who are supposed to be at school, gaining knowledge that the rich can afford are already working just to find for their own food to survive.

There are also children who are abandoned by their parents and craving to have their own homes to comfort and nurture them. They are just among those unfortunate people who have been tested and suffered from poverty. And they are the ones who need our help.

If only I am rich, I would have helped all of them to somehow experience the life free from hardships and trials, a life free from poverty. But I cannot do this alone. People with a golden heart must be able to extend their help to these unfortunate ones, especially the children. And if you think you are one of them and has the ability to help, you can do so through Donate Car. Yes, Car Donations is a charity program with the aim of helping the children in so many ways which they could cherish all throughout their lives.

You can also provide these unfortunate children with a home through a

Donate A House or Property program. Either of these cause can help thousands of children who needed our love and help. Let us joined the charity for the betterment of these unfortunate children.

Best Jeep Parts

Living in a back country necessitates you to drive and own a Jeep automobile. Why? It’s because road types can’t be expected to be smooth like in the main country area. And perhaps, we are all aware of the fact that when we speak of Jeep, it is somewhat rugged and cool to drive in a long mile ride, isn’t it?

Now if you love and actually own a Jeep auto, what are its parts that you always look into? In that case, go-part.com will help you with that. It caters all Jeep parts, such as lights, mirrors, cooling products and a lot more. With the numerous Jeep parts you know, say you own a Jeep Cherokee, you always make it a point to check its radiator. But did you know that there’s a big difference between a regular radiator and a first class radiator? A Koyo Radiator for instance, is on the cutting edge when it comes to design and technology. Hence, it is much ideal to use than the regular one.

Aside from the radiator, you also take into consideration the specification of a Jeep AC Condenser. It’s something that plays an important role in your vehicle. And with complete quality and high performance specifications, you’ll know that you are getting the right part for your Jeep.

There are actually tons of Jeep quality parts available at go-part.com. So if time comes that you are no longer satisfied with the Jeep parts you currently have, go and find the best quality replacement parts at go-part.com.

Legal Assistance You Need

I have this friend of mine who’s taking up law in one prestigious university in the city. And every time we talk about anything, he’s able to share me some of his knowledge which he gained from his studies. And I must say that he’s already good at it, especially on legal matters.

I even talked to him that he can really be of great help to a lot of people should he finally pass the bar exam. And if someday you will need a help for legal assistance, you may want to ask for his help. But in the meantime, I got a new found legal services online and it’s something that I really want to share with you.

So if legal assistance is what you need at this point in time, just grab on your mouse and have some few clicks on it right at their site. It can certainly provide you with the best legal assistance you need and could even let you come back should need arises again.

Searching for a House for Rent

The whole day was spent searching for a house for rent. Yea I know, I know, public transportation is on strike today and will end til midnight. But the eagerness to find a new haven for us makes me hard-headed again. Well, we've been searching for a studio-type to rent for almost 2 days already. A studio-type home because it'll only be Bendyk, hubby and me who will be staying there. We're not that big to occupy the entire space at home so it'll be more practical to choose a not-so-big home.

But we didn't find any at Barriada so even if it's raining, hubby and I walked straight to Our Lady's Village, wishing to finally find a studio-type home. You see, we have to leave this house even though it's so big and fully furnished for us. There are just some people who are so "makakapal" to stay here even if they are not welcome anymore. These two people do wear thick faces to stick and stay here despite the fact that I am sending them away of this house since they aren't actually renting here and the fact that the woman is supposed to be with her kids whom she left at her mom's custody which I just knew days ago. And worst, mom is the one feeding them since the man has no more job. D'oh! Well, mom can't send them away 'cause she's always the hospitable woman I know. Arrrggghhh! It's a different story! So better get out of this house before I blow fire again! I am trying to hold my temper, but staying here for a few more days would certainly provoke me to give them a new set of hit! Darn! Uber sa kapal!

How I wish we could have our home which we can call our own. Sigh! When will riches knock on us? I just wish hubby can already have his promised house and lot from her aunt. Well, it'll take two more years I guess and it'll be in a faraway land, right within the vicinity of their farm-resort in Silang, Cavite. Waaah! Super layo naman nun sa kabihasnan. ==> : (

But we need a home now. And I mean it ASAP. Luckily, as we walked through Our Lady's Village today, we found that "House 4 Rent" posted on the tree. And good thing, the landlord as well as his family is hospitable to let us rent the house. It wasn't actually a big one as compared to this house we currently stay in. I guess it's only half of the size of this house. But it's already good for us. It has 1 bedroom, living room, kitchen, dining space, and comfort room. We also have our own small gate and the windows have screens and grills. And the monthly rent, which is 2,500php is not that expensive so it'll be easy on our pocket. Practicality has to be with us these days especially that the prices of products and even services are gradually increasing to our dismay.

So tomorrow will be another "lipat-bahay" scene. Hayyyzz!

Why Do Men and Women Cheat?

Why do men and women cheat? And what can be done about it?

Infidelity or extramarital affairs have been extensively studied over the past two decades and a lot has been discovered. Unfortunately, most of the evidence indicates being faithful to a single romantic partner is difficult to do.

To start with, human sexuality is incredibly complex. Decisions about our sexual behavior are typically not planned in advance. Few people intentionally plan on committing infidelity (at least the first time it happens).

When making promises to be faithful, most people are serious and have every intention of keeping their word. But while people generally have the best intentions when making such promises, human behavior is not always governed by the fact that vows were taken and promises were made.

When it comes to making decisions about love and betrayal, logic and reason have a difficult time competing with our emotions for control. Simply put, logic and reason often take the backseat to our emotions when it comes to love and romance. So from time to time, our emotions can get the best of us and lead us down paths we had no intention of traveling.

In short, most infidelity occurs, not because it is planned, but because people find themselves in situations where their emotions lead them astray.

What types of situations influence our emotions and bring out the worst in our behavior?

* Being close or interdependent on someone other than one’s spouse
* Being around someone who is sexually interested
* Spending a lot of time one-on-one with someone else
* Not feeling close or connected to one’s spouse (e.g., feeling lonely, being upset or angry with a spouse, etc.)
* Situations that create the sense of opportunity - the feeling that one will not get caught (e.g., meeting someone in private, out of town trips, a lot of time away form a spouse, etc.).
* Situations involving alcohol or drugs

Be a Look of the Year

You knew it from the start how stunning you have been since. But then again, you are not confident enough to show the people your beautiful look and you just simply let it fade away as the years go by. Well, it’s not yet too late. You're still young and can become a model in this beauty contest. You can still get a chance to be noticed and that is when you join here at http://www.lookoftheyear.com. You just have to post your glamorous photos and start gaining votes from a number of online viewers out there.

@ Daet, Camarines Norte

I left Legazpi City at 10:30 a.m. today. Had my lunch in Naga City, and reached Daet at 4:00 p.m.. The trip was quite tiring. I even fell asleep until I reached my destination. I didn't waste time so I went to the market for my audit so I can go back to the hotel to have some rest.

I just came here at the cafe today to chat with my honey. Had also talked to my little prince through YM voice call. The day is not yet over, but I already missed them. How I wish I could bring them with me anywhere I go. But my profession needs my focus and attention so I need to work hard for my family.

I better leave now for dinner. I have to finish the audit tomorrow so I can go home later in the afternoon. I'll post some photos for this trip. Bye for now!

A Lesson for a Lifetime

Le'mme share this very inspiring story with you peeps...

When I arrived at 6 a.m. in the large hospital kitchen, Rose was already checking name tags on the trays against the patient roster. Stainless steel shelves held rows of breakfast trays which we would soon be serving.

"Hi, I'm Janet." I tried to sound cheerful, although I already knew Rose's reputation for being impossible to work with. "I'm scheduled to work with you this week."

Rose, a middle-aged woman with graying hair, stopped what she was doing and peered over her reading glasses. I could tell from her expression she wasn't pleased to see a student worker.

"What do you want me to do? Start the coffee?"

Rose sullenly nodded and went back to checking name tags.

I filled the 40-cup pot with cold water and began making the coffee when Rose gruffly snapped, "That's not the way to make coffee." She stepped in and took over.

"I was just doing it the way our supervisor showed us to do it," I said in astonishment.

"The patients like the coffee better the way I do it," she replied curtly.

Nothing I did pleased her. All morning her eagle eyes missed nothing and her sharp words stung. She literally trailed me around the kitchen.

Later, after breakfast had been served and the dishes had been washed, I set up my share of trays for the next meal. Then I busied myself cleaning the sink. Certainly Rose couldn't criticize the way I did that.

When I turned around, there stood Rose, rearranging all of the trays I had just set up!

Totally exhausted, I trudged the six blocks home from the University of Minnesota Hospital late that June afternoon. As a third year university student working my way through school, I had never before encountered anyone like Rose.

Fighting back tears, I wrestled with my dilemma alone in my room. "Lord, what do you want me to do? I can't take much more of Rose."

I turned the possibilities over in my mind. Should I see if my supervisor would switch me to work with someone else? Scheduling was fairly flexible. On the other hand, I didn't want to be a quitter. I knew my older co-workers were watching to see if my actions matched my words.

The answer to my prayer caught me completely by surprise -- I needed to love Rose.

Love her? No way! Tolerate, yes, but loving her was impossible.

"Lord, I can't love Rose. You'll have to do it through me."

Working with Rose the next morning, I ignored the barbs thrown in my direction and did things Rose's way as much as possible to avoid friction. As I worked, I silently began to surround Rose with a warm blanket of prayers. "Lord, help me love Rose. Lord, bless Rose."

Over the next few days an amazing thing began to happen. As I prayed for this irritating woman, my focus shifted from what she was doing to me, and I started seeing Rose as the hurting person she was. The icy tension began to melt away.

Throughout the rest of the summer, we had numerous opportunities to work together. Each time she seemed genuinely happy to see me. As I worked with this lonely woman, I listened to her--something no one else had done.

I learned that she was burdened by elderly parents who needed her care, her own health problems, and an alcoholic husband she was thinking of leaving.

The days slipped by quickly as I finished the last several weeks of my summer job. Leaves were starting to turn yellow and red, and there was a cool, crispness in the air. I soon would be returning as a full-time university student.

One day, while I was working alone in one of the hospital kitchens, Rose entered the room. Instead of her blue uniform, she was wearing street clothes.

I looked at her in surprise. "Aren't you working today?"

"I got me another job and won't be working here no more," she said as she walked over and gave me a quick hug. "I just came to say good-bye." Then she turned abruptly and walked out the door.

Although I never saw Rose again, I still remember her vividly. That summer I learned a lesson I've never forgotten. The world is full of people like Rose--irritating, demanding, unlovable - yet hurting inside. I've found that love is the best way to turn an enemy into a friend.

"Love your enemies! Do good to them! Lend to them! And don't be concerned that they might not repay. Then your reward from heaven will be very great, and you will truly be acting as children of the Most High, for he is kind to the unthankful and to those who are wicked."
Luke 6:35 NLT

Get me there

Tattoo ad on forehead for $10,000

A mother had her forehead tattooed with the web address of a gambling site after auctioning off advertising space on her head to pay for her son's school fees.

Karolyne Smith has to live with a permanent billboard on her forehead after she accepted Goldenpalace.com's offer of $10,000 for the 'advertising space'. She needed the money to send her son Brady to a private school.

Karolyne said: ""I really want to do this. To everyone else, it seems like a stupid thing to do. To me, $10,000 is like a million dollars."

"I only live once and I'm doing it for my son. It's a small sacrifice to build a better future for my son."

Karolyne did not take the decision lightly. She discussed it for more than three weeks with her boyfriend Jeremy Williams.

Smith's eBay auction attracted more than 27,000 hits and 1,000 watchers. Bidding reached $999.99 before Goldenpalace.com, an Internet gambling company met Smith's $10,000 asking price. Goldenpalace.com also gave her another $5,000 for her trouble.

Another person, inspired by Karolyne is currently auctioning his forehead as ad space on ebay.

Breakingup and Learn

Dating Advice For Women: Lighten Up And Give Him A Chance

Contrary to popular notions held by women today that there just are not enough good men left to date, evidence that is available points out that such is not the case. The ideal man could be someone that has a good career as a teacher or electrician and who is over five feet seven inches in height, is athletic or even huggable and who likes to cook, dance and hike as well as watch movies.

Look For Honesty And Monogamous Males

The best dating advice for women would be to look for such men, who in any case are also looking for a loving relationship and who view monogamy positively and who, also pride them on being honest. You would also be well advised in looking for a partner that is not too much older or younger than you since such men would also want the same things as you do.

Another important dating advice for women is to give the man a chance because it is a common complaint among men that women just don’t give them a chance, and it is quite common for men to be refused by women that have sought men out through dating services without even having spoken to the man or responded to communicate with the man any further. This kind of behavior on the part of women can leave men dazed and bewildered and also very frustrated.

The next piece of dating advice for women worth considering is to not judge the book by its cover and look beyond appearances and looks. Often, women may complain that they only are rejected because of their looks and men do not take enough time to get to know them better, and the same holds good in the case of men being rejected by women. The best dating advice for women is that they should select their partner not just on physical attraction, because this a common trap that most women easily fall into and that is why matchmakers don’t show photographs of prospective partners in the beginning.

It also brings up an important point about the cost to women in rejecting men based on superfluous attributes, and unfortunately the cost may be quite high and it is a common reason why they often miss the boat.

It is a much better idea to profit from dating advice for women and expand the horizons by looking for more desirable qualities in men such as finding someone who fits well and who maybe also has a warm heart, or who has communication skills of a better kind. Women should also look for education as well as honesty and because women in this present age are more independent, they do not need to worry too much about emotional support or even the financial status of the partner.

It is also worth paying attention to another good dating advice for women and that is it pays to get to know the man and sharing a glass of wine or engaging in light conversation and sparing an hour or so of her time to know the other person from the inside is worth more than simply accepting or rejecting a man based on his physical attributes.

Today, dating is filled with many opportunities and according to sound dating advice for women, you need not be so hung up on expecting very high standards of the prospective male and it is much better to give the other a chance and even say ‘yes’ when someone meets minimum criteria even though he may not be an ideal person, but could still make an excellent partner. There is not much you would lose and plenty that you could gain.

Dating Tips for Teenage Guys Taking a Girl Out on the First Date

You have liked this girl for a while now, and you finally got the courage up to ask her out on a date. However, while you are really excited, you are really nervous. You want everything to go perfectly, so you are really in need of some dating tips.

Dating Tip #1: Ask Her What She Wants to Do

Girls love it when they get the opportunity to go on a date to their favorite place. So, you will be earning a lot of respect from her if you follow this dating tip. However, if she says that she does not have a particular place in mind, you should start planning! This is also a good time for you to ask other female friends that you have for advice.

Dating Tip #2: Choose a Neutral Place

Since this is your first date, you do not want to jump right into a romantic relationship and take her to a romantic restaurant. Keep everything just fun for the first date, and take her to the mall or to the movies. As for what movie to pick, choose a comedy. This way, you can laugh together and keep the situation less nerve-wracking.

Dating Tip #3: Give her a Flower

When you go to pick up your date at the door, make sure you bring her a little something – specifically, a flower. It is a nice gesture, and one that she is sure to love. However, keep it simple and save the bouquets for later on. As for what flower to choose, a single rose is a great idea, but if you happen to know what her favorite flower is, that is especially good.

Dating Tip #4: Do Not Try to Rush Things

As much as you like your date, you cannot just start making out with her, or going even further. Girls like a guy that lets them lead in that department, and it is better for you to just get to know each other on a mental level instead of a physical level. If this does not interest you, then you should reevaluate what you are looking for in a relationship.

Remember, relationships take time, and as a teenager there is certainly no need to rush into one right away. The important thing is to date and have crushes, but certainly not marriage! Dating is supposed to be fun, so get to know each other and see where this relationship goes.

Dating Tips For Teenage Girls: Four Fun Things To Do

Going on a first date can be awkward for boys as well as girls. You and your date both want to make a good impression on each other. You’re probably both a little nervous and conversation may come hard.

There are some things you can do, however, to break the ice on that first date. And while you’re breaking the ice, you can be observing your guy to decide whether you want a second date with him.

Dating Tips for Teenage Girls #1: Go to a Movie or Concert

This will allow you to spend a few hours together without struggling to find something to say. Afterwards, the show you just saw will give you plenty to talk about. While you’re evaluating the show, you can be evaluating your date as well. Do you and he share a sense of humor or a similar sense of values? Does he laugh at things you find offensive?

Dating Tips for Teenage Girls #2: Do Something Physical

Go indoor rock climbing, challenge him to a good, hard game of tennis, or suggest a bowling match. Until you know him better, avoid activities like hiking that will put the two of you together in an isolated area. Observe his attitude and see how does he react if you win? Does he get sullen and resentful, or is he pleased for you?

Dating Tips for Teenage Girls #3: Double (or Triple, or Quadruple) Date

Go out with other couples to get some pizza or see a movie. The more people there are, the more easily the conversation flows. Watch your date as he interacts with other people. How does he treat the other girls? Is he pleasant, or does he make crude remarks that annoy the others?

Dating Tips for Teenage Girls #4: Make a Study Date

Meet at the library to catch up on school work. Most libraries have private rooms study buddies can reserve. As you work and chat together, observe his behavior. Does he do his share, or does he count on you to do the majority of the work? Does he know how to work through a problem, or does he get easily frustrated?

A first date can be every bit as awkward as a job interview. But these dating tips for teenage girls will allow you to have fun with your date, while at the same time keeping an eye out for personality traits you may find undesirable.

Earn While You Play

Becoming a devenir riche is your ultimate dream. And you want to reach that dream without doing a lot of efforts. Now you can do that. Just by sitting on the couch and playing online games, you can already make money out of it. If that’s what you want you better take a look at the argent facile. It’s definitely a dream come true if you check out the gagner de l'argent.

X-ray Technician

Did I tell you about a friend of mine who’s working as an x-ray technician abroad? I was surprised when he told me that despite the distance he has with his family, he still make it up to them. He’s earning triple or quadruple of the ordinary employees in the Philippines and he’s grateful of that. He further said that being an x ray technician is an exciting job knowing that you are going to earn a lot just by doing the simple job of an xray technician.

Pharmacy Technician

I earned my degree in marine transportation and I am grateful about it. But then again, there’s something in me that is craving to work in a different profession. And just yesterday, my cousin told me that he is applying in a pharmacy tech as a pharmacy technician. My interest was caught when I heard him say that the pharmacy technician salary is a great deal that’s why many are now enrolling in the said course.

Shopping with Ease

We are planning to apply for a housing loan soon. But in the meantime, we have to put up a business first so that we are sure that there is something to finance our monthly expenses. At first, we are wondering on where to get the capital we need in putting up the business. Until we finally able to come up with an idea of putting up a business online inspires us more to push it through.

So how are we going to do it? The internet allows us to stumble upon the ecommerce software which features easy way of shopping online. Unlike shopping at the real mall, and standing in a line to pay for products, you just have to grab you mouse and do a few clicks to purchase your order when you do it online.

As soon as we put the business up, we are going to avail this software to help us as well as our customers to shop with ease. How about you? Are you also planning to do business online? You better check this out, it can surely help your business boost.

Shopping Cart

Months from now, we’re going to join one networking company in the country, and my wife is already planning the possible ways to work on it as easy as possible. And since it will be all about marketing certain products, we are wondering on how we could sell them without using much of our time. Going from one place to another, or doing sales talk from one person to another could be very difficult for us.

But not anymore because the internet medium is one best way to reach out for the customers out there and at the same time invite everyone to join us as well. While it’ll be more on selling the featured products, we would certainly need a shopping cart.

So what is its use, anyway? This online cart can save much of our time and that of the customers for they will just have to drop by our site and shop with ease using our online shopping cart. It will be far more different than shopping from a physical store. You see, hopping from one store to another is definitely full of hassle. How about you? Are you planning to put up your own online store? You may also want to check out the site. I tell you, it’ll be worth keeping.

Get it Going with dNeero

Enjoy What You Love Online

It’s been months since I have come to know blogging. Aside from the fact that it is giving me the freedom to express my thoughts online, I am also able to make money out of it. Now you may ask me, how I am able to do that? Well, thanks to bloggerwave it has given me the opportunity to earn while doing the things I love. How about you? Haven’t you done this before? You better check it out and be like me who get paid more bucks online.

Chef School

I am a certified chef at home. I do the cooking for my family and they love the taste of the food I prepare. But I want the best for them so I am planning to take a culinary course in cooking. It will do me good and who knows I might put up a restaurant someday. But in the meantime, I have to learn more about cooking and choosing the best culinary school from an extensive line of culinary schools in the city is my priority for now. And I prefer to choose a chef school in particular.

Enhancement Pills

It's always great to feel at ease with everything in your lifestyle. Improving yourself not just the way you look to the public is a plus. You may want to consider getting a male enhancement. It's so easy when you finally decide on getting a penis stretcher. If you want to use other than that, penis enlargement pills are the best alternative so far according to many men today.